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3.875% (5.92% APR)†

First-Year Rate

30-Year Fixed Rate with 2/1 Buydown Program
Limited Time Only on Select Homes

For a limited time on select quick move-in homes, ºÚÁÏÍø¹ÙÍø Mortgage Company is offering reduced interest rates for the first two years of your 30-year fixed loan and then a locked interest rate starting with year three for the remaining loan term. This offer is only available on homes that close by January 31, 2025, so take advantage of this great rate now.

YEAR 1
3.875%
(5.92% APR)
YEAR 2
4.875%
(5.92% APR)
YEARS 3 - 30
5.875%
(5.92% APR)

Discover the ºÚÁÏÍø¹ÙÍø 2/1 Buydown Program and give yourself one more reason to make your next move.

EXAMPLE: 2/1 BUYDOWN PROGRAM SAVINGS

Loan Type: 30-Year Fixed
Note Rate: 5.875% (5.92% APR)
Loan Amount: $700,000

YEAR 1
RATE
3.875%
(5.92% APR)
PAYMENT
$3,291.66/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.875% Note Rate)
$849.10/mo. = $10,189.20/yr
(Year 1 vs. Years 3-30)
YEAR 2
RATE
4.875%
(5.92% APR)
PAYMENT
$3,704.46/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.875% Note Rate)
$436.30/mo. = $5,235.60/yr.
(Year 2 vs. Years 3-30)
YEARS 3 - 30
RATE
5.875%
(5.92% APR)
PAYMENT
$4,140.76/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.875% Note Rate)
TOTAL SAVINGS =
$15,424.80
(First Two Years)

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†Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions and restrictions. Valid for new buyers only that sign a Sales Agreement for select quick move-in homes on or after 12/2/24 and close by 1/31/25. ºÚÁÏÍø¹ÙÍø reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. Rate/APR based on 20% down, maximum $806,500 Conventional loan amount and 740 qualifying credit score. 2/1 Buydown reduces principal and interest payment rate below the 5.875% Note rate for the first two years after closing. Example: 3.875% first year, 4.875% second year, then 5.875% in years 3-30. Payment factors per $1,000: 3.875% is $4.70, 4.875% is $5.29, 5.875% is $5.92. Minimum $250,000 loan amount. Primary residences only. Excludes FHA/VA loans. Additional costs apply for credit scores under 740 and/or condominiums with less than 40% down, which may increase rate/APR. For qualified buyers only, other programs available. Financing provided by ºÚÁÏÍø¹ÙÍø Mortgage Company: NMLS #18154 (), see for licensing information. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Prices subject to change without notice. Not to be combined with any other offer. This is not an offering where prohibited by law. Photos are images only and should not be relied upon to confirm applicable features. Contact your sales representative for details. 12/2024Equal Housing OpportunityEqual Housing Lender